Finance Your Purchase Today

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Benefits of Financing

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Buy Now and Pay Over Time

Make minimum monthly payments over 3 months to 12 months or set up equal monthly payments ranging from 24 months to 36 months.

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Budget for Large Purchases

Need furniture or floor coverings? Interested in upgrading your interior design? With financing, you can break up large expenses into smaller payments over time.

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Apply Quickly and Securely

Submit your application for financing on any device, any time and anywhere. You’ll receive a decision and credit amount within minutes so you can shop right away!

Provided by:

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Choose the Financing Plan That Works Best for You

  • Same as Cash (with payments): No Interest if Balance Paid in Full with Minimum 3% Payments over 3, 6, 12 months

    On approved credit. An annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement, and in the documents provided to you at point of sale (collectively the “Account Agreement”).

  • Equal Payments with Interest: Equal Monthly Payments with Reduced Interest: 13.5% for 24 or 36 months

    A reduced interest rate will be charged on the purchase amount. The purchase amount plus interest charges is divided by the term to arrive at equal monthly payments that are due each billing cycle. Interest is precalculated and included in each monthly payment. Terms will be disclosed to you at the point of sale. If the minimum payment is not made when due or if a balance remains after the promotional period expires, interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.

Frequently Asked Questions

  • How do I apply for financing with Fairstone?

    With Fairstone’s online financing application, you can apply—anytime, anywhere and on any device—

    quickly and securely in 3 easy steps:

    1. Visit us in-store or online

    2. Access and complete the application

    3. Receive a decision and credit amount in minutes

  • How do I make a payment to my retail financing account?

    There are four ways you can pay your account:

    1. Telephone or online banking: enter Fairstone – Retail Financing as the payee

    2. At your financial institution: in some cases, institutions will help you set up monthly recurring payments

    3. At a local Fairstone branch: Visit Fairstone.ca/branches and find a branch near you

    4. By mailing a cheque payable to Fairstone: include your account number and the payment amount on

    the return portion of your monthly statement and address it to:


    Fairstone Financial Inc.

    Attn: Payment Processing

    630 René-Lévesque Blvd. W., Suite 1400 Montréal, Quebec, H3B 1S6

  • How does online account management work?

    Simply register for online account management and log into your account to get updates regarding your

    Fairstone financing account such as monthly electronic statements, account balance, payment due date,

    minimum payment, and recent transaction history.

No Interest if Balance Paid in Full with 3% Minimum Payments over 3, 6 or 12 months*


Equal Payments with Reduced Interest (13.5%) for 24 or 36 months.

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*Financing is provided by Fairstone Financial Inc. and is subject to credit approval. Purchases made on approved credit accounts will be subject to the terms and conditions provided in account documents.


® Trademarks of Fairstone Financial Inc.

Fairstone Financial Inc. is a wholly owned subsidiary of Fairstone Bank of Canada.